Coming to Qatar · 2027

Banking that
thinks with you. نقود

Qatar's first AI-native neobank — built for the 2.7 million people who live and work here. No branches. No paperwork. Just your money, smarter.

Free to join. No spam. We'll notify you first when we launch.

2.7M
Expats in Qatar
0
True neobanks today
3 min
To open an account
Good morning
Ahmed Al-Rashidi
Total balance
QAR 14,820
≈ £3,100 · Updated now
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✦ Nuqud AI
You spent 23% more on dining this week. Want me to adjust your food pot?
Recent
🛍
Carrefour Qatar
Groceries
−QAR 340
🏦
Salary
Income
+QAR 8,500
🚕
Karwa Taxi
Transport
−QAR 45
🍔
Shake Shack
Dining
−QAR 88

Smart banking,
built for Qatar.

Instant spending notifications. Smart saving pots. A real exchange rate for sending money home. Everything you wished your Qatari bank would do — in one app, in Arabic and English.

QID onboarding Spending pots Multi-currency Instant transfers Shariah mode Remittance

AI that actually
knows your money.

Not a chatbot bolted on. The AI is the product — woven into every screen, every decision.

💬

AI finance assistant

Ask anything. "Can I afford a holiday next month?" gets a real answer based on your actual spending, not generic advice.

Natural language
📊

Predictive budgeting

The AI learns your patterns and warns you before you overspend — not after. Alerts in Arabic and English.

Real-time
🧠

Smart pot allocation

Money moves automatically between your pots based on your goals, salary cycle, and upcoming events like Ramadan.

Automated
🛡️

Fraud detection

AI flags unusual transactions instantly — no manual rules, no waiting for your bank to call you three days later.

Always on
📈

Financial health score

A weekly AI summary of your financial wellness — savings rate, spending patterns, and one specific thing to improve.

Weekly insights
✈️

Remittance intelligence

AI tracks exchange rates and tells you the best time to send money home — saving you real money every month.

Rate alerts

Designed for how Qatar
actually works.

🪪

QID onboarding

Open an account in 3 minutes using your Qatar ID. No branch, no paper.

🕌

Shariah-compliant

Toggle on Shariah mode. Interest-free products and a built-in Zakat calculator.

💱

Built-in remittance

Send money to 40+ countries at real exchange rates. No hidden fees.

🌍

Multi-currency

Hold QAR, GBP, USD and EUR — ideal for Qatar's international workforce.

Be first in Qatar.

Join the waitlist and get priority access when we launch — plus founding member perks.

✓ You're on the list! We'll be in touch soon.

Join 1,400+ people already waiting.

✓ You're on the list — we'll be in touch!